Retirement

Whether you have a company pension or , the probability is that you have a lump sum that you may choose to take in lieu of part of the .

You should review all of your policies with your Independent Financial Adviser in order to establish whether, for example, your has ceased. You should also review and agree a plan that maximises income and minimises tax liability.

You should now consider provision for , and an update to your .

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The Financial Services Authority does not regulate Will Writing.

Kudos Financial Consultancy is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/Pages/register/). FSA Registration No: 436910